The best open source alternative to Actual is Maybe. If that doesn't suit you, we've compiled a ranked list of other open source Actual alternatives to help you find a suitable replacement. Other interesting open source alternatives to Actual are: Sure.am, Financial Freedom, Monetr, and YAFFA.
Actual alternatives are mainly Budgeting Apps but may also be Investment Tracking Tools. Browse these if you want a narrower list of alternatives or looking for a specific functionality of Actual.
AI-powered personal finance tool for budgeting, investing, and achieving financial goals with personalized recommendations

Important: This repository was archived by the owner on Jul 27, 2025. It is now read-only.
Maybe is an innovative AI-powered personal finance platform that revolutionizes the way you manage your money and plan for the future. By leveraging advanced machine learning algorithms, Maybe provides you with personalized insights and recommendations to help you make smarter financial decisions.
Key benefits of Maybe include:
Maybe empowers you to take control of your financial life with confidence. Whether you're saving for a home, planning for retirement, or simply want to optimize your spending, Maybe's AI-driven insights provide the guidance you need to make informed decisions and secure your financial future.
Looking for open source alternatives to other popular services? Check out other posts in the alternatives series and openalternative.co, a directory of open source software with filters for tags and alternatives for easy browsing and discovery.
An all-in-one personal finance platform. Track, optimize, grow, and manage your money through every stage of life.

Take control of your finances with a single, unified view of your money. Connect bank accounts, cards, investments, and even custom assets, or add everything manually when you prefer full control. Powerful transaction tools let you create, edit, tag, and link income, expenses, and transfers so your records always stay accurate and organized.
Key features:
Open-source and self-hostable, it offers transparent, privacy-first personal finance management built in public.
Self-hosted alternative to Mint and YNAB for budgeting and building wealth while maintaining full control of your financial data.

Financial Freedom is an open-source personal finance management tool designed to give users complete control over their financial data. Key features include:
The tech stack includes:
Financial Freedom is being built in public, with regular updates shared on social media. The project encourages community involvement through:
By choosing Financial Freedom, users can budget, track expenses, and work towards financial goals without sacrificing data privacy or ownership.
Manage your money confidently with monetr, putting aside what you need and spending what you want

Monetr is a powerful personal finance tool designed to help you take control of your finances on a paycheck-by-paycheck basis. With monetr, you can:
monetr offers a user-friendly interface that allows you to visualize your financial situation clearly. Whether you're looking to build an emergency fund, save for a major purchase, or simply gain better control over your day-to-day spending, monetr provides the tools and insights you need.
Key features include:
With monetr, you can take the guesswork out of personal finance and make informed decisions about your money. Start your journey to financial confidence today!
YAFFA is a powerful, open-source budget app for managing expenses, budgets, and investments with secure self-hosting.

YAFFA (Yet Another Free Finance Application) is a robust, open-source personal finance solution designed for individuals who value privacy and long-term financial planning.
Key features:
YAFFA empowers users to take control of their financial future without compromising on data privacy. Whether you're a budgeting novice or a seasoned investor, YAFFA provides the tools you need to make informed financial decisions and work towards your long-term goals.
Get started with YAFFA today and experience the freedom of managing your finances on your own terms, with no subscription fees or data sharing concerns.