Zoneless

Zoneless is a payments platform for marketplaces and platforms that pay out sellers, creators, or contractors around the world. It's built as a drop-in for Stripe Connect, so teams already on Stripe can switch without relearning anything.

Under the hood it moves money with stablecoins. If you don't care about crypto, you don't have to: the idea is that it's the plain, boring part of the stack.

• Familiar API: same webhooks, same events, same object shapes as Stripe, with a Node client.
• Low fees: payouts cost a fraction of a cent, with no monthly per-account fee, no cross-border surcharge and no currency conversion markup.
• Fast payouts: money arrives in seconds, not days.
• Global reach: pay people in 220+ countries and regions.
• Self-hostable: run it yourself under the Apache 2.0 license, and read every line of code.
• Any business: no restrictions on the kind of company that can use it.

The site includes a savings calculator. For 1,000 payouts a month at $50 each, it estimates about $40.5k a year on Stripe Connect, $19.5k on PayPal Payouts, and roughly $26 on Zoneless.

Zoneless is already live in production. An AI prompt marketplace with 500,000 users runs on it, as does an AI agent skills marketplace with 50,000 monthly active users.

Adding it doesn't require ripping out your current billing. You can introduce it as an extra payment option next to your existing setup, and a ready-made prompt lets a coding agent do the integration for you.